:root {
  --bg: #f5f7fb;
  --text: #0f172a;
  --muted: #475569;
  --accent: #0f766e;
  --accent-dark: #115e59;
  --gold: #c7a24a;
  --card: #ffffff;
  --line: #dbe4ee;
  --alt: #eef8f7;
  --navy: #0b1324;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, Segoe UI, Arial, sans-serif;
  background: radial-gradient(circle at top, #ffffff 0%, var(--bg) 48%, #eef3f9 100%);
  color: var(--text);
  line-height: 1.6;
}

.container {
  width: min(1180px, calc(100% - 32px));
  margin: 0 auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(245, 247, 251, 0.9);
  backdrop-filter: blur(14px);
  border-bottom: 1px solid rgba(219, 228, 238, 0.8);
}

.nav {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 16px 0;
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 1rem;
  font-weight: 800;
  letter-spacing: 0.01em;
  max-width: 520px;
}

.brand a {
  color: inherit;
  text-decoration: none;
}

.brand-mark {
  width: 42px;
  height: 42px;
  border-radius: 12px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, var(--accent), #0b5d59);
  color: white;
  font-weight: 800;
  box-shadow: 0 10px 22px rgba(15, 118, 110, 0.22);
}

.brand-text {
  display: inline-block;
}

nav {
  display: flex;
  gap: 18px;
  align-items: center;
}

nav a {
  color: var(--text);
  text-decoration: none;
  font-weight: 600;
}

.hero {
  padding: 96px 0 70px;
}

.hero-grid,
.split {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 30px;
  align-items: center;
}

.premium-grid {
  align-items: stretch;
}

.eyebrow {
  text-transform: uppercase;
  letter-spacing: 0.14em;
  font-size: 0.8rem;
  color: var(--accent);
  font-weight: 800;
}

h1 {
  font-size: clamp(2.6rem, 6vw, 4.9rem);
  line-height: 0.98;
  margin: 12px 0 18px;
}

h2 {
  font-size: clamp(1.8rem, 3vw, 2.7rem);
  line-height: 1.15;
  margin: 0 0 14px;
}

h3 {
  margin: 0 0 10px;
}

.lead {
  font-size: 1.12rem;
  color: var(--muted);
  max-width: 64ch;
}

.section {
  padding: 76px 0;
}

.alt {
  background: linear-gradient(180deg, #ffffff 0%, #f8fbff 100%);
}

.band-light {
  background: linear-gradient(180deg, rgba(15,118,110,0.06) 0%, rgba(255,255,255,0) 100%);
}

.cards.three {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
  margin-top: 28px;
}

.card,
.hero-card,
.quote-card,
.photo-card {
  background: var(--card);
  border: 1px solid rgba(219, 228, 238, 0.95);
  border-radius: 24px;
  padding: 24px;
  box-shadow: 0 16px 45px rgba(15, 23, 42, 0.07);
}

.glass {
  background: linear-gradient(180deg, rgba(255,255,255,0.95) 0%, rgba(241,245,249,0.88) 100%);
}

.cta-row {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 28px;
}

.btn {
  display: inline-block;
  background: linear-gradient(135deg, var(--accent), #0b5d59);
  color: white;
  text-decoration: none;
  padding: 12px 18px;
  border-radius: 999px;
  font-weight: 700;
  box-shadow: 0 8px 24px rgba(15, 118, 110, 0.22);
}

.btn:hover { filter: brightness(1.03); }
.btn-secondary,
.btn-outline {
  background: transparent;
  color: var(--accent-dark);
  border: 1px solid rgba(17, 94, 89, 0.35);
  box-shadow: none;
}

.stats-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
  margin-top: 26px;
}

.stat-card {
  background: rgba(255,255,255,0.78);
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 16px;
}

.stat-label {
  display: block;
  color: var(--muted);
  font-size: 0.82rem;
  margin-bottom: 6px;
}

.hero-visual {
  display: grid;
  gap: 18px;
}

.chart-panel {
  position: relative;
  height: 260px;
  padding: 18px;
  border-radius: 20px;
  background: linear-gradient(180deg, #0b1324 0%, #101f3d 100%);
  overflow: hidden;
}

.chart-bars {
  position: absolute;
  inset: 24px 24px 24px 24px;
  display: flex;
  align-items: end;
  gap: 14px;
}

.chart-bars span {
  flex: 1;
  border-radius: 12px 12px 4px 4px;
  background: linear-gradient(180deg, #34d399 0%, #0f766e 100%);
  opacity: 0.78;
}

.chart-line {
  position: absolute;
  inset: 16px;
}

.chart-line svg {
  width: 100%;
  height: 100%;
}

.chart-line polyline {
  fill: none;
  stroke: var(--gold);
  stroke-width: 4;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.advisor-panel {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 16px;
  align-items: center;
}

.avatar-group {
  display: flex;
}

.avatar {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: linear-gradient(180deg, #dbeafe 0%, #93c5fd 100%);
  border: 3px solid white;
  margin-left: -10px;
}

.avatar:first-child { margin-left: 0; }

.feature-strip {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 20px;
  align-items: center;
}

.feature-points {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  justify-content: flex-end;
}

.feature-points span {
  background: white;
  border: 1px solid var(--line);
  border-radius: 999px;
  padding: 10px 14px;
  font-weight: 600;
}

.service-card {
  position: relative;
  overflow: hidden;
}

.service-card::after {
  content: '';
  position: absolute;
  inset: auto -40px -50px auto;
  width: 140px;
  height: 140px;
  background: radial-gradient(circle, rgba(15,118,110,0.12), transparent 70%);
}

.icon-dot {
  width: 14px;
  height: 14px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--gold), #f7d774);
  margin-bottom: 16px;
}

.premium-split {
  align-items: stretch;
}

.people-illustration {
  display: flex;
  gap: 14px;
  align-items: end;
  margin-bottom: 18px;
}

.person {
  width: 86px;
  height: 110px;
  border-radius: 26px;
  background: linear-gradient(180deg, #d1fae5 0%, #5eead4 100%);
}

.person.large {
  width: 110px;
  height: 138px;
  background: linear-gradient(180deg, #fef3c7 0%, #fbbf24 100%);
}

.podcast-panel {
  background: linear-gradient(180deg, #ffffff 0%, #f7fdfd 100%);
}

.cta-band {
  background: linear-gradient(135deg, #0f766e, #164e63 60%, #0b1324 100%);
  color: white;
}

.cta-band .eyebrow,
.cta-band p,
.cta-band h2 { color: white; }
.cta-center { text-align: center; }
.cta-band .btn { background: white; color: #0f172a; box-shadow: none; }

.site-footer {
  padding: 30px 0 44px;
  border-top: 1px solid rgba(219, 228, 238, 0.9);
  background: rgba(255,255,255,0.55);
}

.footer-row {
  display: flex;
  justify-content: space-between;
  gap: 20px;
}

blockquote {
  margin: 0;
  font-size: 1.15rem;
  font-style: italic;
  color: var(--muted);
}

.page-title {
  margin-top: 0;
}

.spaced-top {
  margin-top: 24px;
}

.contact-form {
  display: grid;
  gap: 14px;
}

.contact-form label {
  display: grid;
  gap: 6px;
  font-weight: 600;
}

.contact-form input,
.contact-form textarea {
  width: 100%;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 12px 14px;
  font: inherit;
}

.fine-print {
  color: var(--muted);
  font-size: 0.9rem;
}

a {
  color: inherit;
}

ul {
  padding-left: 18px;
}

@media (max-width: 980px) {
  .hero-grid,
  .split,
  .cards.three,
  .footer-row,
  .feature-strip,
  .nav,
  .stats-row {
    grid-template-columns: 1fr;
    display: grid;
  }

  nav {
    gap: 10px;
  }

  .feature-points {
    justify-content: flex-start;
  }
}